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Compare personal loans, payday lenders, and credit cards side by side. Rates, terms, and approval odds — everything you need in one place.

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Compare Top Lenders

Review and compare 29 leading loan providers in the United States

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Sort by:
Best Overall
MoneyMutual logo

MoneyMutual

4.8

APR

200% – 1,386%

Loan Range

$100 – $5,000

No credit checkGigBad Credit OK
Apply Now
Best for Good Credit
SoFi logo

SoFi

4.8

APR

8.99% – 29.49%

Loan Range

$5,000 – $100,000

Min. 680
Apply Now
Best for Large Amounts
PL

PersonalLoans.com

4.7

APR

5.99% – 35.99%

Loan Range

$1,000 – $35,000

Min. 560
Apply Now
Best AI-Based Approval
Upstart logo

Upstart

4.7

APR

6.40% – 35.99%

Loan Range

$1,000 – $50,000

No credit checkBad Credit OK
Apply Now
Best Low APR
LightStream logo

LightStream

4.7

APR

7.49% – 25.99%

Loan Range

$5,000 – $100,000

Min. 695
Apply Now
Lowest APR
OppLoans logo

OppLoans

4.6

APR

59% – 199%

Loan Range

$500 – $4,000

No credit checkGigBad Credit OK
Apply Now
Best for Gig Workers
Dave logo

Dave

4.6

APR

0% (optional tip)

Loan Range

$5 – $500

No credit checkGigBad Credit OK
Apply Now
Best Installment for Bad Credit
Avant logo

Avant

4.6

APR

9.95% – 35.99%

Loan Range

$2,000 – $35,000

Min. 580Bad Credit OK
Apply Now
Best for No Fees
Marcus by Goldman Sachs logo

Marcus by Goldman Sachs

4.6

APR

6.99% – 24.99%

Loan Range

$3,500 – $40,000

Min. 660
Apply Now
Best for Debt Consolidation
Discover Personal Loans logo

Discover Personal Loans

4.6

APR

7.99% – 24.99%

Loan Range

$2,500 – $40,000

Min. 660
Apply Now
Best for Speed
CashNetUSA logo

CashNetUSA

4.5

APR

299% – 1,500%

Loan Range

$100 – $3,000

No credit checkBad Credit OK
Apply Now
Best for Freelancers
MoneyLion logo

MoneyLion

4.5

APR

0% (optional tip)

Loan Range

$10 – $500

No credit checkGigBad Credit OK
Apply Now
Best for Bad Credit
BadCreditLoans.com logo

BadCreditLoans.com

4.5

APR

5.99% – 35.99%

Loan Range

$500 – $10,000

No credit checkBad Credit OK
Apply Now
Best for Fair Credit
Best Egg logo

Best Egg

4.5

APR

8.99% – 35.99%

Loan Range

$2,000 – $50,000

Min. 640
Apply Now
Best for Fair Credit
Upgrade logo

Upgrade

4.5

APR

8.49% – 35.99%

Loan Range

$1,000 – $50,000

Min. 580Bad Credit OK
Apply Now
Best for Rideshare & Delivery
EarnIn logo

EarnIn

4.4

APR

0% (optional tip)

Loan Range

$100 – $750

No credit checkGigBad Credit OK
Apply Now
Best for Building Credit
Possible Finance logo

Possible Finance

4.4

APR

150% – 200%

Loan Range

$50 – $500

No credit checkGigBad Credit OK
Apply Now
Best Lender Network for Bad Credit
CreditLoan logo

CreditLoan

4.4

APR

5.99% – 35.99%

Loan Range

$250 – $5,000

No credit checkBad Credit OK
Apply Now
Best for Larger Loans
loanDepot logo

loanDepot

4.4

APR

6.99% – 24.99%

Loan Range

$5,000 – $100,000

Min. 620
Apply Now
Best Peer-to-Peer
Prosper logo

Prosper

4.4

APR

8.99% – 35.99%

Loan Range

$2,000 – $50,000

Min. 640
Apply Now
Best for Flexibility
Speedy Cash logo

Speedy Cash

4.3

APR

365% – 780%

Loan Range

$50 – $1,500

No credit check
Apply Now
Best for Budgeting
Brigit logo

Brigit

4.3

APR

0% (membership fee)

Loan Range

$50 – $250

No credit checkGigBad Credit OK
Apply Now
Best Secured Bad Credit Loan
OneMain Financial logo

OneMain Financial

4.3

APR

18% – 35.99%

Loan Range

$1,500 – $20,000

No credit checkBad Credit OK
Apply Now
Best In-Store Option
Check Into Cash logo

Check Into Cash

4.2

APR

400% – 700%

Loan Range

$50 – $1,000

No credit check
Apply Now
Best for Self-Employed
EM

Empower

4.2

APR

0% (optional tip)

Loan Range

$10 – $300

No credit checkGigBad Credit OK
Apply Now
Best for Bad Credit
ACE Cash Express logo

ACE Cash Express

4.1

APR

200% – 1,000%

Loan Range

$100 – $2,000

No credit checkBad Credit OK
Apply Now
Best Peer-to-Peer Option
SoLo Funds logo

SoLo Funds

4.1

APR

0% (optional tip + donation)

Loan Range

$20 – $575

No credit checkGigBad Credit OK
Apply Now
Best for First-Time Borrowers
LendUp logo

LendUp

4.0

APR

300% – 1,000%

Loan Range

$100 – $500

No credit checkBad Credit OK
Apply Now
Best for Very Poor Credit
NetCredit logo

NetCredit

4.0

APR

34% – 155%

Loan Range

$1,000 – $10,000

Min. 580Bad Credit OK
Apply Now
Credit Cards

Compare Credit Cards & Secured Cards

Whether you’re rebuilding from scratch with a secured card or earning cash back with excellent credit, compare 13 top cards side by side.

Sort:
Best Secured Overall
Secured
Discover it® Secured logo

Discover it® Secured

4.9
Annual Fee
$0
Regular APR
27.24% Variable

Rewards: 2% at gas & restaurants (up to $1,000/qtr), 1% everywhere else

No Credit / BadDeposit $200 minimum
Apply Now
Everyday Rewards
Unsecured
Chase Freedom Unlimited® logo

Chase Freedom Unlimited®

4.8
Annual Fee
$0
Regular APR
19.99% – 28.74% Variable

Rewards: 5% travel via Chase, 3% dining & drugstores, 1.5% all else

Good
Apply Now
Low Deposit
Secured
Capital One Platinum Secured logo

Capital One Platinum Secured

4.7
Annual Fee
$0
Regular APR
29.99% Variable

Rewards: No rewards — pure credit builder

No Credit / BadDeposit $49, $99 or $200
Apply Now
Simple 2% Back
Unsecured
Citi Double Cash® logo

Citi Double Cash®

4.7
Annual Fee
$0
Regular APR
18.24% – 28.24% Variable

Rewards: 2% total — 1% when you buy, 1% as you pay

Good
Apply Now
Flat 2% + Bonus
Unsecured
Wells Fargo Active Cash® logo

Wells Fargo Active Cash®

4.7
Annual Fee
$0
Regular APR
19.24% – 29.24% Variable

Rewards: Unlimited 2% cash rewards on purchases

Good
Apply Now
Flat-Rate Cash Back
Unsecured
Capital One Quicksilver logo

Capital One Quicksilver

4.6
Annual Fee
$0
Regular APR
19.99% – 29.99% Variable

Rewards: Unlimited 1.5% cash back on every purchase

Good
Apply Now
No Credit Check
Secured
OpenSky® Secured Visa® logo

OpenSky® Secured Visa®

4.5
Annual Fee
$35
Regular APR
24.64% Variable

Rewards: Up to 10% cash back at select retailers

No Credit / BadNo credit checkDeposit $200 minimum
Apply Now
No Deposit, No Fees
Unsecured
Petal® 2 Visa® logo

Petal® 2 Visa®

4.5
Annual Fee
$0
Regular APR
25.24% – 34.74% Variable

Rewards: 1% – 1.5% cash back on eligible purchases

Fair
Apply Now
No Annual Fee
Secured
Citi® Secured Mastercard® logo

Citi® Secured Mastercard®

4.4
Annual Fee
$0
Regular APR
27.74% Variable

Rewards: No rewards — pure credit builder

No Credit / BadDeposit $200 – $2,500
Apply Now
Build Credit + Savings
Secured
Self Visa® Secured Card logo

Self Visa® Secured Card

4.4
Annual Fee
$25
Regular APR
28.24% Variable

Rewards: No rewards — builds savings + credit

No Credit / BadNo credit checkDeposit From your Credit Builder Account
Apply Now
Big Bank Backing
Secured
BankAmericard® Secured logo

BankAmericard® Secured

4.3
Annual Fee
$0
Regular APR
28.24% Variable

Rewards: No rewards — credit builder

No Credit / BadDeposit $300 – $4,900
Apply Now
Fast Pre-Qualification
Unsecured
Mission Lane Visa® logo

Mission Lane Visa®

4.2
Annual Fee
$0 – $59
Regular APR
26.99% – 33.99% Variable

Rewards: No rewards on base card

Fair
Apply Now
Rewards While Rebuilding
Unsecured
Credit One Bank® Platinum Visa® logo

Credit One Bank® Platinum Visa®

4.0
Annual Fee
$75 first yr, then $99
Regular APR
29.24% Variable

Rewards: 1% cash back on eligible purchases

Fair
Apply Now

Rates, fees, and offers are illustrative and subject to change by the card issuer. Always review the issuer’s official terms before applying.

Financial Guides

Credit & Borrowing Guides

Free, practical advice to help you repair your credit, borrow smarter, and stay out of debt

This content is for general educational purposes only and is not financial advice. Consider speaking with a qualified financial counselor about your specific situation.

FAQ

Frequently Asked Questions

Everything you need to know about payday loans

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